Insights
Research notes and explainers that show their working — every figure sourced, every article audited before it publishes.
Summary
GrowIQ Capital publishes research notes and explainers on Indian markets, mutual funds, fixed income and company fundamentals. Each article passes an automated compliance and fact-verification audit before publication, and carries an inline record of the sources behind every figure it cites.
ELSS and Section 80C: What Each Tax Regime Actually Allows
The new tax regime is the default and Section 80C does not exist inside it. Here is what an ELSS investment saves under each regime, how the three-year lock-in really works, and what you owe when you redeem.
Five Funds, One Portfolio: How to Measure Mutual Fund Overlap
Holding several funds is not the same as being diversified. Overlap is measured as shared weight, not by counting shared stock names — and the difference between those two methods is enormous.
Regular vs Direct Mutual Fund Plans: What the Commission Actually Buys
A direct plan is cheaper by 0.5 to 1 percentage point a year, and that compounds into real money. Here is exactly what the gap costs, what the commission pays for, and how to decide which side you belong on.
How to Read a P/E Ratio Without Fooling Yourself
The price-to-earnings ratio is the most quoted and most misread number in Indian investing. Here is what it measures, what it hides, and when it breaks entirely.