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GROWIQCAPITAL

Mutual funds

Equity, debt and hybrid schemes — with the expense ratio shown as prominently as the return.

Sample data

Summary

Mutual fund research on GrowIQ Capital covers schemes across equity, debt and hybrid categories, showing trailing one, three and five year returns alongside expense ratio, assets under management and the SEBI risk-o-meter band. GrowIQ is an AMFI-registered distributor and transacts regular plans, whose expense ratio includes a trail commission that pays for servicing; the direct plan of each scheme holds the identical portfolio at a lower expense ratio. Returns shown are past performance and do not indicate future results.

Mutual fund schemes with returns and expense ratios
SchemeCategory1Y3Y5YExpenseAUMRisk
Bluechip Equity Fund — Regular GrowthSample AMC · SIP from ₹500Large Cap18.4%15.2%16.8%1.52%₹42,180CrVery High
Flexicap Advantage Fund — Regular GrowthSample AMC · SIP from ₹500Flexi Cap22.1%18.6%19.4%1.68%₹28,940CrVery High
Midcap Opportunities Fund — Regular GrowthSample AMC · SIP from ₹500Mid Cap28.7%24.1%23.2%1.79%₹19,450CrVery High
Corporate Bond Fund — Regular GrowthSample AMC · SIP from ₹1,000Debt — Corporate Bond7.8%6.9%7.2%0.72%₹15,220CrModerate
Balanced Advantage Fund — Regular GrowthSample AMC · SIP from ₹500Hybrid — Dynamic Asset Allocation14.2%12.4%13.1%1.48%₹33,610CrModerately High
Liquid Fund — Regular GrowthSample AMC · SIP from ₹1,000Debt — Liquid7.1%6.4%5.9%0.26%₹51,870CrLow to Moderate

Returns shown are trailing annualised figures for growth-option plans. Past performance is not indicative of future returns and does not guarantee future results. Mutual fund investments are subject to market risks. Read all scheme related documents carefully.

These are regular plans, which is what a mutual fund distributor is able to transact. A direct plan of the same scheme holds the same portfolio at a lower expense ratio and carries no distributor support. GrowIQ Capital is remunerated by trail commission from the fund house on regular plans, and receives nothing from you directly.

Our fund house partners

GrowIQ Capital partners with 21 of India's leading asset management companies as an AMFI-registered mutual fund distributor (ARN-352082).

  • ICICI PrudentialMutual Fund
  • ShriramMutual Fund
  • InvescoMutual Fund
  • Nippon IndiaMutual Fund
  • DSPMutual Fund
  • Canara RobecoMutual Fund
  • AxisMutual Fund
  • HDFCMutual Fund
  • LIC Mutual FundMutual Fund
  • Bank of IndiaMutual Fund
  • Bajaj FinservMutual Fund
  • QuantMutual Fund
  • JM FinancialMutual Fund
  • Kotak MahindraMutual Fund
  • UnionMutual Fund
  • SBIMutual Fund
  • TataMutual Fund
  • WhiteOak CapitalMutual Fund
  • PPFASMutual Fund
  • PGIM IndiaMutual Fund
  • Mirae AssetMutual Fund

Frequently asked questions

What is the difference between a direct and a regular mutual fund plan?

They are the same portfolio, run by the same manager. A regular plan's expense ratio includes a trail commission paid to the distributor who services the investment; a direct plan's does not, so a direct plan's NAV grows slightly faster for an identical portfolio. The gap is typically 0.5 to 1 percentage point a year on equity schemes and it compounds. GrowIQ distributes regular plans — the commission is what pays for onboarding, transaction handling and someone answering when something goes wrong. If you would rather self-manage and keep the difference, a direct plan is the cheaper route.

What does the expense ratio actually cost me?

The expense ratio is deducted from the scheme's assets daily, so the NAV you see is already net of it. A 0.6% expense ratio on a ₹10 lakh holding is roughly ₹6,000 a year, charged proportionally rather than as a visible transaction.

How is the risk level of a mutual fund determined?

SEBI requires every scheme to display a risk-o-meter with six bands, from Low to Very High, calculated monthly from the underlying portfolio's credit, interest-rate, liquidity and volatility characteristics. The band reflects the portfolio actually held, and can change over time.

Browse by what you need

Each of these is a complete list on one checkable rule — a minimum, a lock-in, a plan type. None of them is a ranking.

Browse by category

Every scheme we can transact in, grouped by its SEBI category.

Browse by fund house

Schemes grouped by the asset management company that runs them. See every fund house.

Planning a SIP? Use the SIP calculator or the step-up SIP calculator to model contributions before committing. Already invested and drawing an income? The SWP calculator shows how long a corpus lasts. Holding more than one fund in the same category? The portfolio overlap calculator shows how much of the two is the same portfolio.

Market figures are indicative and may be delayed. Past performance does not indicate future returns. Securities and schemes named anywhere on this platform are exemplary, not recommendatory.