Gilt funds
At least 80% in government securities, across maturities.
Every Gilt scheme we can transact in (32), not a ranking. They are ordered by minimum SIP so the order is reproducible and means something. GrowIQ is a distributor, not an adviser, and does not rate funds. 1,047 more schemes we transact sit in AMFI categories this site has no page for yet, such as Index Funds (equity or debt) and Sectoral / Thematic; the fund explorer filters by them. 148 others have no category yet: AMFI's daily file either does not price them or files them under a heading that names none. Risk band for the category: Moderate.
| Scheme | Min SIP | Min lumpsum | SIP dates | Lock-in |
|---|---|---|---|---|
| BANDHAN GOVERNMENT SECURITIES FUND- INVESTMENTBANDHAN MUTUAL FUND | ₹100 | ₹1,000 | 1st, 2nd, 3rd, 4th, 5th, 6th, 7th, 8th, 9th, 10th, 11th, 12th, 13th, 14th, 15th, 16th, 17th, 18th, 19th, 20th, 21st, 22nd, 23rd, 24th, 25th, 26th, 27th, 28th, 29th and 30th | None |
| DSP GILT FUNDDSP MUTUAL FUND | ₹100 | ₹100 | 1st, 2nd, 3rd, 4th, 5th, 6th, 7th, 8th, 9th, 10th, 11th, 12th, 13th, 14th, 15th, 16th, 17th, 18th, 19th, 20th, 21st, 22nd, 23rd, 24th, 25th, 26th, 27th, 28th, 29th and 30th | None |
| EDELWEISS GOVERNMENT SECURITIES FUNDEDELWEISS MUTUAL FUND | ₹100 | ₹100 | 1st, 2nd, 3rd, 4th, 5th, 6th, 7th, 8th, 9th, 10th, 11th, 12th, 13th, 14th, 15th, 16th, 17th, 18th, 19th, 20th, 21st, 22nd, 23rd, 24th, 25th, 26th, 27th and 28th | None |
| HDFC GILT FUNDHDFC MUTUAL FUND | ₹100 | ₹100 | 1st, 2nd, 3rd, 4th, 5th, 6th, 7th, 8th, 9th, 10th, 11th, 12th, 13th, 14th, 15th, 16th, 17th, 18th, 19th, 20th, 21st, 22nd, 23rd, 24th, 25th, 26th, 27th, 28th, 29th and 30th | None |
| ICICI PRUDENTIAL GILT FUND - BONUSICICI PRUDENTIAL MUTUAL FUND | — | ₹5,000 | any day of the month | None |
| INVESCO INDIA GILT FUNDINVESCO MUTUAL FUND | ₹100 | ₹1,000 | 1st, 2nd, 3rd, 4th, 5th, 6th, 7th, 8th, 9th, 10th, 11th, 12th, 13th, 14th, 15th, 16th, 17th, 18th, 19th, 20th, 21st, 22nd, 23rd, 24th, 25th, 26th, 27th and 28th | None |
| KOTAK GILT FUNDKOTAK MAHINDRA MUTUAL FUND | ₹100 | ₹100 | 1st, 2nd, 3rd, 4th, 5th, 6th, 7th, 8th, 9th, 10th, 11th, 12th, 13th, 14th, 15th, 16th, 17th, 18th, 19th, 20th, 21st, 22nd, 23rd, 24th, 25th, 26th, 27th, 28th, 29th and 30th | None |
| LIC MF GILT FUND-PFLIC MUTUAL FUND | — | ₹10,000 | any day of the month | None |
| NIPPON INDIA GILT SECURITIES FUNDNIPPON INDIA MUTUAL FUND | ₹100 | ₹5,000 | 1st, 2nd, 3rd, 4th, 5th, 6th, 7th, 8th, 9th, 10th, 11th, 12th, 13th, 14th, 15th, 16th, 17th, 18th, 19th, 20th, 21st, 22nd, 23rd, 24th, 25th, 26th, 27th and 28th | None |
| NIPPON INDIA GILT SECURITIES FUND-P F OPT-DEFINED MATURITY DATE OPTNIPPON INDIA MUTUAL FUND | ₹100 | ₹5,000 | 1st, 2nd, 3rd, 4th, 5th, 6th, 7th, 8th, 9th, 10th, 11th, 12th, 13th, 14th, 15th, 16th, 17th, 18th, 19th, 20th, 21st, 22nd, 23rd, 24th, 25th, 26th, 27th and 28th | None |
| PGIM INDIA GILT FUND - BONUS - BONUSPGIM INDIA MUTUAL FUND | ₹100 | ₹1 | 1st, 2nd, 3rd, 4th, 5th, 6th, 7th, 8th, 9th, 10th, 11th, 12th, 13th, 14th, 15th, 16th, 17th, 18th, 19th, 20th, 21st, 22nd, 23rd, 24th, 25th, 26th, 27th, 28th, 29th and 30th | None |
| PGIM INDIA GILT FUND - HALF YEARLY BONUS - BONUSPGIM INDIA MUTUAL FUND | ₹100 | ₹1 | 1st, 2nd, 3rd, 4th, 5th, 6th, 7th, 8th, 9th, 10th, 11th, 12th, 13th, 14th, 15th, 16th, 17th, 18th, 19th, 20th, 21st, 22nd, 23rd, 24th, 25th, 26th, 27th, 28th, 29th and 30th | None |
| UTI GILT FUND-DISCONTINUED - LONG TERM PLAN - PFUTI MUTUAL FUND | ₹100 | ₹5,000 | 1st, 2nd, 3rd, 4th, 5th, 6th, 7th, 8th, 9th, 10th, 11th, 12th, 13th, 14th, 15th, 16th, 17th, 18th, 19th, 20th, 21st, 22nd, 23rd, 24th, 25th, 26th, 27th, 28th, 29th and 30th | None |
| LIC MF GILT FUNDLIC MUTUAL FUND | ₹200 | ₹10,000 | 1st, 2nd, 3rd, 4th, 5th, 6th, 7th, 8th, 9th, 10th, 11th, 12th, 13th, 14th, 15th, 16th, 17th, 18th, 19th, 20th, 21st, 22nd, 23rd, 24th, 25th, 26th, 27th and 28th | None |
| BARODA BNP PARIBAS GILT FUNDBARODA BNP PARIBAS MUTUAL FUND | ₹500 | ₹5,000 | 1st, 2nd, 3rd, 4th, 5th, 6th, 7th, 8th, 9th, 10th, 11th, 12th, 13th, 14th, 15th, 16th, 17th, 18th, 19th, 20th, 21st, 22nd, 23rd, 24th, 25th, 26th, 27th, 28th, 29th and 30th | None |
| FRANKLIN INDIA GOVERNMENT SECURITIES FUNDFRANKLIN TEMPLETON MUTUAL FUND | ₹500 | ₹10,000 | 1st, 2nd, 3rd, 4th, 5th, 6th, 7th, 8th, 9th, 10th, 11th, 12th, 13th, 14th, 15th, 16th, 17th, 18th, 19th, 20th, 21st, 22nd, 23rd, 24th, 25th, 26th, 27th, 28th, 29th and 30th | None |
| GROWW GILT FUNDGROWW MUTUAL FUND | ₹500 | ₹500 | 1st, 2nd, 3rd, 4th, 5th, 6th, 7th, 8th, 9th, 10th, 11th, 12th, 13th, 14th, 15th, 16th, 17th, 18th, 19th, 20th, 21st, 22nd, 23rd, 24th, 25th, 26th, 27th and 28th | None |
| SBI MAGNUM GILT FUND - LONG TERM - PF - FIXED PERIOD - 3 YEARSBI MUTUAL FUND | ₹500 | ₹25,000 | 1st, 2nd, 3rd, 4th, 5th, 6th, 7th, 8th, 9th, 10th, 11th, 12th, 13th, 14th, 15th, 16th, 17th, 18th, 19th, 20th, 21st, 22nd, 23rd, 24th, 25th, 26th, 27th, 28th, 29th and 30th | None |
| SBI MAGNUM GILT FUND - LONG TERM - PFSBI MUTUAL FUND | ₹500 | ₹25,000 | 1st, 2nd, 3rd, 4th, 5th, 6th, 7th, 8th, 9th, 10th, 11th, 12th, 13th, 14th, 15th, 16th, 17th, 18th, 19th, 20th, 21st, 22nd, 23rd, 24th, 25th, 26th, 27th, 28th, 29th and 30th | None |
| SBI MAGNUM GILT FUNDSBI MUTUAL FUND | ₹500 | ₹5,000 | 1st, 2nd, 3rd, 4th, 5th, 6th, 7th, 8th, 9th, 10th, 11th, 12th, 13th, 14th, 15th, 16th, 17th, 18th, 19th, 20th, 21st, 22nd, 23rd, 24th, 25th, 26th, 27th, 28th, 29th and 30th | None |
| TATA GILT SECURITIES FUNDTATA MUTUAL FUND | ₹500 | ₹5,000 | 1st, 2nd, 3rd, 4th, 5th, 6th, 7th, 8th, 9th, 10th, 11th, 12th, 13th, 14th, 15th, 16th, 17th, 18th, 19th, 20th, 21st, 22nd, 23rd, 24th, 25th, 26th, 27th, 28th, 29th and 30th | None |
| UNION GILT FUNDUNION MUTUAL FUND | ₹500 | ₹1,000 | 1st, 2nd, 3rd, 4th, 5th, 6th, 7th, 8th, 9th, 10th, 11th, 12th, 13th, 14th, 15th, 16th, 17th, 18th, 19th, 20th, 21st, 22nd, 23rd, 24th, 25th, 26th, 27th, 28th, 29th and 30th | None |
| UTI GILT FUNDUTI MUTUAL FUND | ₹500 | ₹500 | 1st, 2nd, 3rd, 4th, 5th, 6th, 7th, 8th, 9th, 10th, 11th, 12th, 13th, 14th, 15th, 16th, 17th, 18th, 19th, 20th, 21st, 22nd, 23rd, 24th, 25th, 26th, 27th, 28th, 29th and 30th | None |
| ADITYA BIRLA SUN LIFE GOVERNMENT SECURITIES FUNDADITYA BIRLA SUN LIFE MUTUAL FUND | ₹1,000 | ₹1,000 | 1st, 2nd, 3rd, 4th, 5th, 6th, 7th, 8th, 9th, 10th, 11th, 12th, 13th, 14th, 15th, 16th, 17th, 18th, 19th, 20th, 21st, 22nd, 23rd, 24th, 25th, 26th, 27th and 28th | None |
| AXIS GILT FUNDAXIS MUTUAL FUND | ₹1,000 | ₹5,000 | 1st, 2nd, 3rd, 4th, 5th, 6th, 7th, 8th, 9th, 10th, 11th, 12th, 13th, 14th, 15th, 16th, 17th, 18th, 19th, 20th, 21st, 22nd, 23rd, 24th, 25th, 26th, 27th and 28th | None |
| BAJAJ FINSERV GILT FUNDBAJAJ FINSERV MUTUAL FUND | ₹1,000 | ₹5,000 | 1st, 2nd, 3rd, 4th, 5th, 6th, 7th, 8th, 9th, 10th, 11th, 12th, 13th, 14th, 15th, 16th, 17th, 18th, 19th, 20th, 21st, 22nd, 23rd, 24th, 25th, 26th, 27th and 28th | None |
| CANARA ROBECO GILT FUNDCANARA ROBECO MUTUAL FUND | ₹1,000 | ₹5,000 | 1st, 2nd, 3rd, 4th, 5th, 6th, 7th, 8th, 9th, 10th, 11th, 12th, 13th, 14th, 15th, 16th, 17th, 18th, 19th, 20th, 21st, 22nd, 23rd, 24th, 25th, 26th, 27th and 28th | None |
| HSBC GILT FUNDHSBC MUTUAL FUND | ₹1,000 | ₹5,000 | 1st, 2nd, 3rd, 4th, 5th, 6th, 7th, 8th, 9th, 10th, 11th, 12th, 13th, 14th, 15th, 16th, 17th, 18th, 19th, 20th, 21st, 22nd, 23rd, 24th, 25th, 26th, 27th, 28th, 29th and 30th | None |
| ICICI PRUDENTIAL GILT FUNDICICI PRUDENTIAL MUTUAL FUND | ₹1,000 | ₹5,000 | 1st, 2nd, 3rd, 4th, 5th, 6th, 7th, 8th, 9th, 10th, 11th, 12th, 13th, 14th, 15th, 16th, 17th, 18th, 19th, 20th, 21st, 22nd, 23rd, 24th, 25th, 26th, 27th, 28th, 29th and 30th | None |
| KOTAK GILT FUND - PROVIDEND FUND AND TRUSTKOTAK MAHINDRA MUTUAL FUND | ₹1,000 | ₹5,000 | 1st, 2nd, 3rd, 4th, 5th, 6th, 7th, 8th, 9th, 10th, 11th, 12th, 13th, 14th, 15th, 16th, 17th, 18th, 19th, 20th, 21st, 22nd, 23rd, 24th, 25th, 26th, 27th, 28th, 29th and 30th | None |
| PGIM INDIA GILT FUNDPGIM INDIA MUTUAL FUND | ₹1,000 | ₹5,000 | 1st, 2nd, 3rd, 4th, 5th, 6th, 7th, 8th, 9th, 10th, 11th, 12th, 13th, 14th, 15th, 16th, 17th, 18th, 19th, 20th, 21st, 22nd, 23rd, 24th, 25th, 26th, 27th and 28th | None |
| QUANT GILT FUNDQUANT MUTUAL FUND | ₹1,000 | ₹5,000 | 1st, 2nd, 3rd, 4th, 5th, 6th, 7th, 8th, 9th, 10th, 11th, 12th, 13th, 14th, 15th, 16th, 17th, 18th, 19th, 20th, 21st, 22nd, 23rd, 24th, 25th, 26th, 27th and 28th | None |
About Gilt funds
What is a Gilt fund?
Under SEBI's scheme categorisation, a Gilt fund must hold at least 80% in government securities, across maturities. Its risk-o-meter band is Moderate. There is no statutory lock-in.
What is the minimum SIP for a Gilt fund?
Across the 32 Gilt schemes listed here, the lowest minimum SIP instalment is ₹100. Minimums are set by each AMC and differ between schemes, so check the individual scheme page before starting.
How does GrowIQ choose which Gilt funds to show?
It does not choose. This page lists every Gilt scheme present in the exchange scheme master that we can transact in, ordered by minimum SIP so the list is reproducible. It is not a ranking, a recommendation or a shortlist — GrowIQ is an AMFI-registered distributor, not an investment adviser. 1,047 more schemes we transact sit in AMFI categories this site has no page for yet, such as Index Funds (equity or debt) and Sectoral / Thematic; the fund explorer filters by them. 148 others have no category yet: AMFI's daily file either does not price them or files them under a heading that names none.
Is there anything specific to know about Gilt funds?
No credit risk; price still moves with interest rates.
Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Past performance does not indicate future returns. GrowIQ Capital is an AMFI-registered mutual fund distributor (ARN-352082).