ADITYA BIRLA SUN LIFE REGULAR SAVINGS FUND vs BANK OF INDIA CONSERVATIVE HYBRID FUND
Operational terms side by side, from the exchange scheme master.
| Term | ADITYA BIRLA SUN LIFE REGULAR SAVINGS FUND | BANK OF INDIA CONSERVATIVE HYBRID FUND |
|---|---|---|
| Fund house | ADITYA BIRLA SUN LIFE MUTUAL FUND | BANK OF INDIA MUTUAL FUND |
| Category | Conservative Hybrid | Conservative Hybrid |
| Plan | Regular · Growth | Regular · Growth |
| Minimum SIP | ₹100 | ₹1,000 |
| Minimum lumpsum | ₹500 | ₹10,000 |
| SIP dates | 1st, 2nd, 3rd, 4th, 5th, 6th, 7th, 8th, 9th, 10th, 11th, 12th, 13th, 14th, 15th, 16th, 17th, 18th, 19th, 20th, 21st, 22nd, 23rd, 24th, 25th, 26th, 27th and 28th | 1st, 2nd, 3rd, 4th, 5th, 6th, 7th, 8th, 9th, 10th, 11th, 12th, 13th, 14th, 15th, 16th, 17th, 18th, 19th, 20th, 21st, 22nd, 23rd, 24th, 25th, 26th, 27th and 28th |
| Purchase cutoff | 3:00 pm | 3:00 pm |
| Redemption payout | 1 business days | 1 business days |
| Lock-in | None | None |
| Risk band | Moderately High | Moderately High |
| Exit load | Not stated in the master | Not stated in the master |
Returns, like for like
| Period | ADITYA BIRLA SUN LIFE REGULAR SAVINGS FUND | BANK OF INDIA CONSERVATIVE HYBRID FUND | Difference |
|---|---|---|---|
| 1 monthAbsolute change | -0.66% | -0.45% | 0.21 ptshigher for BANK OF INDIA CONSERVATIVE HYBRID FUND |
| 3 monthsAbsolute change | -1.80% | -1.04% | 0.76 ptshigher for BANK OF INDIA CONSERVATIVE HYBRID FUND |
| 6 monthsAbsolute change | 0.49% | -0.56% | 1.06 ptshigher for ADITYA BIRLA SUN LIFE REGULAR SAVINGS FUND |
| 1 yearCompounded annually (CAGR) | 0.61% | 0.48% | 0.13 ptshigher for ADITYA BIRLA SUN LIFE REGULAR SAVINGS FUND |
Every window above ends at 29 Oct 2026, the latest NAV published for both funds. A higher past return is a fact about a period that has ended, not a prediction about the next one. Past performance may or may not be sustained in future and does not guarantee future returns. Returns of one year and above are compounded annually (CAGR); shorter periods are absolute. Figures are computed from published NAVs and are point-to-point.
Periods not compared
- Since Aug 2025: Each fund's whole-period figure starts at its own first published NAV, so the two cover different spans of different markets. They are not comparable and are shown on each fund's own page instead.
Market figures are indicative and may be delayed. Past performance does not indicate future returns. Securities and schemes named anywhere on this platform are exemplary, not recommendatory.
What this comparison leaves out
Expense ratios and assets under management. Neither the exchange’s scheme master nor the AMFI NAV feed carries them, so they are not shown rather than estimated. For those, read each scheme’s information document and factsheet. Portfolio holdings are published by each AMC separately rather than centrally, so an overlap is shown only once both schemes' monthly disclosures have been imported.
Questions about this comparison
What is the difference between ADITYA BIRLA SUN LIFE REGULAR SAVINGS FUND and BANK OF INDIA CONSERVATIVE HYBRID FUND?
Both are Conservative Hybrid schemes, so SEBI requires both to hold 10% to 25% in equity, the remainder in debt. On the operational terms we hold, they differ in 3 respects: Fund house, Minimum SIP, Minimum lumpsum. Returns are compared over the 4 periods both funds have enough NAV history for, measured over the same window.
Which of ADITYA BIRLA SUN LIFE REGULAR SAVINGS FUND and BANK OF INDIA CONSERVATIVE HYBRID FUND is better?
We do not answer that. GrowIQ is an AMFI-registered mutual fund distributor, not an investment adviser, and does not rate or rank schemes. This page sets out the operational terms of each — minimums, dates, cutoffs, lock-in and exit load — so you can compare checkable facts. Which suits you depends on your goal, horizon and tax position, and is worth discussing with a SEBI-registered investment adviser.
Can I switch between ADITYA BIRLA SUN LIFE REGULAR SAVINGS FUND and BANK OF INDIA CONSERVATIVE HYBRID FUND?
Both schemes permit switches. A switch is treated as a redemption from one scheme and a fresh purchase into the other, so it is a taxable event even though no money reaches your bank, and any exit load and lock-in on the scheme you are leaving still apply.