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Mutual funds you can start a SIP in from ₹100

Schemes whose smallest permitted SIP instalment is ₹100 or less, listed in full.

Summary

Schemes whose smallest permitted SIP instalment is ₹100 or less, listed in full. The rule is: Minimum SIP instalment of ₹100 or less, and SIP registration currently permitted. This is a complete list on that rule, ordered by minimum SIP instalment, smallest first — not a ranking or a recommendation.

What this page lists

Minimum SIP instalment of ₹100 or less, and SIP registration currently permitted.

Every matching scheme we can transact in is here — ordered by minimum SIP instalment, smallest first. It is not a shortlist and not a ranking. GrowIQ is a distributor, not an adviser, and does not rate funds.

No schemes match yet

Either the exchange scheme master has not been synced yet, or no scheme currently meets this rule. The master refreshes daily and this page recomputes with it.

Mutual funds you can start a SIP in from ₹100: questions

How many mutual funds match this?

No schemes currently match this rule in the exchange scheme master. The master refreshes daily and this page recomputes with it.

Can I really start a SIP with ₹100?

In these schemes, yes — ₹100 or less is the minimum instalment the AMC has registered with the exchange, and it is the figure an order is validated against. It is a floor, not a recommendation: a ₹100 instalment builds a corpus at the rate ₹100 a month builds a corpus, which the SIP calculator will show you before you commit.

Is a ₹100 SIP worth it given the expense ratio?

The expense ratio is charged as a percentage of the amount invested, so it does not become disproportionate on a small instalment the way a flat fee would. There is no minimum-balance penalty in a mutual fund. What a small instalment does change is how long it takes to reach any given corpus, which is arithmetic you can run yourself on the SIP calculator.

Is this list a recommendation?

No. It is every scheme matching one stated, checkable rule — Minimum SIP instalment of ₹100 or less, and SIP registration currently permitted. It is ordered by minimum SIP instalment, smallest first, so the order is reproducible and carries no judgement. GrowIQ Capital is an AMFI-registered mutual fund distributor (ARN-352082), not a SEBI Registered Investment Adviser, and does not rate, rank or recommend schemes.

Other ways to narrow the list

Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Past performance does not indicate future returns. Minimums, exit loads and lock-ins are taken from the exchange scheme master and can be changed by the AMC — check the scheme’s own documents before transacting. GrowIQ Capital is an AMFI-registered mutual fund distributor (ARN-352082).